Loan Process
step 1
Mortgage Application
An experienced home loan expert will review your income, credit and financial statements and provide a detailed analysis, including:
- Complete cash flow analysis based on borrower’s current income, debts and loan amount requested.
- Out-of-the-box solutions for borrowers who do not meet traditional guidelines or have highly complex personal and business profiles, such as:
- Foreign National borrowers
- No Tax Return loans
- Retirees with little or no income but substantial assets
- Parents assisting children with first time home purchase
- Borrowers looking to vest property in LLC, partnerships, irrevocable or blind trusts.
step 2
The PLG Pre-Approval
- We conduct a thorough review of the borrower’s documentation and match custom solutions based on each individual’s personal needs and financial profile.
- Our pre-approval truly means the qualifications for a mortgage have been thoroughly evaluated and the loan is solidly pre-approved.
- A pre-approval from Insignia Mortgage assures real estate agents of a borrower’s seriousness and qualifications to buy a home.
step 3
Closing Your Loan
Once your loan is approved, Insignia will work diligently with all parties involved to obtain all outstanding paperwork necessary to close the loan in a timely fashion.
